Fino Pre IPO: Price, Review, and Listing Details
19 August 2025 · Sachin Gadekar
Everything You Need to Know About Fino PayTech Pre IPO and Unlisted Shares
Introduction
Fino PayTech Limited has emerged as a key fintech player in India, catering to the underserved and unbanked sections of society. With its innovative business and banking technology platform, Fino has expanded across rural and semi-urban markets, delivering financial inclusion on a large scale. Today, investors are looking at the Fino Pre IPO opportunity as the company gears up for potential listing.
In this article, we’ll explore the Fino pre IPO price today, review, listing expectations, share price target, and company fundamentals, helping you make an informed investment decision.
Fino PayTech Unlisted Shares Details
| Particulars | Details |
|---|---|
| Name | Fino PayTech Ltd Unlisted Shares |
| Sector | Fintech |
| Security Type | Pre-IPO/Unlisted Equity Shares |
| Face Value | ₹10 |
| ISIN Code | INE511I01011 |
| Available in Depository | CDSL & NSDL |
| Fino PayTech Unlisted Share Price | ₹115 Per Equity Share |
| Lot Size | 100 Shares |
| Minimum Investment | ₹11,500 |
| All Time High | ₹430 |
| All Time Low | ₹85 |
| Highlights | - Provides financial inclusion services to underserved and unbanked population - Strong presence in rural & semi-urban areas |
| PAN | AAACF9869M |
About Fino PayTech Limited
Founded in 2006 and headquartered in Mumbai, Fino PayTech is a fintech platform backed by institutional investors, both Indian and international. The company provides technology-driven banking and financial solutions to banks, microfinance institutions, insurance firms, and government entities.
Key points about Fino PayTech:
Acts as an alternate banking channel with end-to-end customer servicing.
Has a strong presence in rural and semi-urban areas.
Operates Fino Payments Bank, a subsidiary that focuses on financial inclusion services.
Over the years, Fino has positioned itself as a trusted partner for last-mile banking solutions.
Fino PayTech Financial Performance (₹ in Lakhs)
| Particulars | FY2021-22 | FY2020-21 | FY2019-20 | FY2018-19 |
|---|---|---|---|---|
| Total Income | 84,163.56 | 2,233.86 | 6,414.21 | 5,302.85 |
| Total Expenses | 23,608.61 | 3,782.48 | 5,574.95 | 4,917.44 |
| Profit/(Loss) before tax | 60,554.95 | (1,548.62) | 839.26 | 385.41 |
| Profit/(Loss) for the year | 52,363.86 | (1,603.89) | 805.98 | (922.79) |
| EPS (₹) | 39.85 | (1.25) | 0.63 | (0.72) |
Fino Pre IPO Price Today
The Fino PayTech unlisted share price today stands at ₹115 per share, with a minimum investment lot of 100 shares (₹11,500). Compared to its all-time high of ₹430, the current price provides investors with an entry point at a discounted valuation.
Fino Pre IPO Review
Analysts consider Fino Pre IPO shares a strong bet due to:
Fintech sector growth in India, especially in digital payments.
Rising focus on financial inclusion and last-mile connectivity.
Strong backing from reputed institutional investors.
Presence of Fino Payments Bank, which can expand further post-IPO.
However, risks such as regulatory changes, competition from Paytm, Airtel Payments Bank, and traditional banks, and fluctuating profitability should be considered.
Fino PayTech Share Price Target 2025
While exact price targets depend on listing valuations and market conditions, analysts expect Fino PayTech shares to perform strongly post-IPO if the company continues to maintain profitability and expand its payments ecosystem.
Bullish Scenario: ₹250 – ₹300 per share by 2025.
Moderate Scenario: ₹180 – ₹200 per share by 2025.
Bearish Scenario: ₹120 – ₹150 if financial performance slows down.
Fino PayTech IPO Date & News
As per recent reports, Fino Payments Bank has already received SEBI’s nod for IPO, and Fino PayTech may follow with its own listing. Investors are closely watching for announcements regarding the Fino IPO date and listing price.
The Fino Pre IPO market provides early access to shares before listing, giving investors the chance to enter at lower valuations compared to potential IPO pricing.
How to Invest in Fino Pre IPO Shares via Ultra
At Ultra, we provide easy access to unlisted shares and pre-IPO opportunities like Fino PayTech. With our secure platform, you can:
Track Fino PayTech share price today.
Invest in pre-IPO shares before public listing.
Diversify your portfolio across multiple alternative investments.
Download the Ultra app today to grab the opportunity to invest in Fino and other high-potential companies before they hit the stock market.
FAQs on Fino Pre IPO
Q1. What is the Fino pre IPO price today?
The current Fino PayTech pre IPO price is ₹115 per share.
Q2. What is the minimum investment in Fino PayTech unlisted shares?
The minimum investment is ₹11,500 (100 shares).
Q3. What is the Fino PayTech share price target for 2025?
Analysts expect the share to trade between ₹180 to ₹300 depending on market conditions.
Q4. Has Fino PayTech announced its IPO date?
Fino Payments Bank has SEBI approval, but the exact IPO date for Fino PayTech is yet to be announced.
Q5. How can I buy Fino PayTech unlisted shares?
You can invest through Ultra’s platform, which offers pre-IPO and unlisted shares.