How to Invest in Silver in India

Why Silver? Why Now?

Silver, often referred to as the “common man’s gold,” is making a strong comeback as an attractive asset class. With rising silver prices, global demand for industrial use, and inflation concerns, Indian investors are actively exploring how to invest in silver to diversify their portfolios.

Whether you’re a seasoned investor or just getting started, understanding the various silver investment options in India is crucial in 2025 and beyond.

Silver Rate Today: A Quick Snapshot

Before investing, it’s important to check the silver rate today as it fluctuates based on international prices, currency exchange rates, and demand-supply dynamics.

You can always find the 1 gram silver rate today, silver price today, or silver rate on trusted websites like:

• Policybazaar

• GoodReturns

💡 Pro Tip: Silver prices are typically quoted in ₹/kg and ₹/gram. Always verify the purity (e.g., 999 fine silver) before purchasing.

How to Invest in Silver in India: 6 Proven Methods

1. Physical Silver (Coins, Bars & Jewelry)

Still the most traditional method, buying physical silver includes silver coins, bars, and ornaments.

✅ Pros: Tangible, culturally preferred

❌ Cons: Storage issues, making charges (in jewelry), risk of theft

Ideal for small investments or gifting purposes.

2. Silver ETFs (Exchange Traded Funds)

Silver ETFs are traded on stock exchanges and are backed by physical silver. These funds track the price of silver in real time.

✅ Pros: Highly liquid, no storage issues, regulated

❌ Cons: Requires demat account, minor tracking errors possible

Example: ICICI Prudential Silver ETF, Nippon India Silver ETF

3. Silver Mutual Funds

These mutual funds invest in international silver ETFs or commodity funds.

✅ Pros: No demat account needed

❌ Cons: Indirect exposure, slightly higher fees

Great for retail investors seeking simplicity.

4. Digital Silver

Available on apps like Paytm, PhonePe, and platforms like MMTC-PAMP, you can buy 1 gram silver or more, and either store it digitally or take delivery.

✅ Pros: Buy/sell instantly, start with small amounts

❌ Cons: Limited regulatory oversight, storage by third-party

Perfect for micro-investors and digital-first investors.

5. Silver Futures (MCX)

For advanced investors, silver futures trading on the Multi Commodity Exchange (MCX) allows speculation on silver prices.

✅ Pros: High leverage, potential for high returns

❌ Cons: High risk, complex, requires margin

Not recommended for beginners unless backed by experience.

6. Sovereign Silver Bonds (Expected Soon)

Inspired by the popularity of Sovereign Gold Bonds, experts expect Silver Bonds backed by the Government of India to be introduced soon.

✅ Pros: Secure, interest income + capital appreciation

❌ Cons: Not yet available

Stay tuned via platforms like getultra.club for early access when launched.

Key Rules Before Investing in Silver

✅ Track Silver Price Today: Always compare across platforms for best rates

✅ Invest in Certified Sources: Look for purity certification (999 or 995)

✅ Diversify Across Forms: Mix physical and digital or ETF-based exposure

✅ Understand Taxation: Profits are taxable under capital gains rules

✅ Avoid Impulse Buying: Festive-season spikes can mislead short-term buyers

✅ Choose Long-Term Horizon: Especially for physical or ETF investors

Silver Investment with GetUltra

At getultra.club, we go beyond traditional options. Our curated alternative assets include:

• Silver-backed leasing models

• Commodity-linked fixed-income assets

• Platform-traded structured silver investments

Whether you want monthly returns, long-term growth, or passive income—we help match your goals with the right silver-backed strategy.